Monthly Archives: July 2013

The Employer Mandate – What the Delay Means






A lot of people are criticizing the administration’s decision to delay the employer mandate – better known as the “play or pay” rule – until 2015. But most employers are actually happy about the decision since it gives them an … Continue reading






Posted in Health Reform | Comments Off on The Employer Mandate – What the Delay Means

Make more money and have more fun by specializing






We’ve all heard that you can’t be everything to everyone. Nonetheless, some brokers try. This is especially true early in our careers – if a client asks if we sell a particular product, the answer is never “no,” right? We … Continue reading






Posted in Health Reform | Comments Off on Make more money and have more fun by specializing

Follow-up on yesterday’s post about web brokers






Boy, we stirred up a hornet’s nest. Yesterday, we wrote a blog post about a CNBC article from the day before that said web brokers were being “blocked” from and “locked out” of the state and federal exchanges. In our … Continue reading






Posted in Private Exchanges | Comments Off on Follow-up on yesterday’s post about web brokers

Article about Web brokers sure to cause panic






For months now, my advice to brokers has been “stop reading and watching the news – it’s always wrong.” Seriously, I’ve never seen so much incorrect and incomplete information. First, there were the death panels. Incorrect. Then the story about … Continue reading






Posted in Health Reform, Private Exchanges | Comments Off on Article about Web brokers sure to cause panic

“Affordable” defined






One of the challenges facing employers of all sizes next year is the fact that offering group health coverage could block employees and their family members from the government subsidies that are available in the individual market. Here’s how the … Continue reading






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Q&A about health reform






I’m speaking to a group of 100+ insurance agents at an event hosted by a general agency in San Antonio, Texas this coming Friday. Yesterday, to help promote the event, the owner of the agency interviewed me for a talk … Continue reading






Posted in Health Reform | Comments Off on Q&A about health reform

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