Monthly Archives: December 2013

HPA Predictions for 2014






As 2013 comes to a close, we thought it might be fun to make some predictions for the new year. Here goes… 1. A lot of plans go into effect Jan. 1, but it won’t be a smooth rollout. As … Continue reading






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A Look Back at 2013






It’s hard to believe another year is already in the books. 2013 flew by, and in a few days the 4th quarter will be over but a new type of chaos will start – the “full implementation” of health reform. … Continue reading






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NYT Article Discusses Dropping Small Group Coverage






A recent New York Times article entitled Dropping Health Plans, to Pick Better Coverage makes a pretty good case for small companies dissolving their group health plans so their employees can get a federal subsidy through the Healthcare.gov or state-based … Continue reading






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Another Obamacare Fix






The big news of the day is that the Obama administration has announced yet another “fix” for individuals who are having their health insurance policies canceled because they do not comply with the requirements of the Affordable Care Act. The … Continue reading






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Navigators Under Investigation






Well, we knew it would happen. The navigator program has failed to live up to the vision that the administration and other supporters of the Affordable Care Act had for it. Navigators, of course, are charged with helping people enroll … Continue reading






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Spanish Language Exchange Launches…in English






HHS has now done a soft launch of the new Spanish-language marketplace for individuals, www.cuidadodesalud.gov. Unfortunately, parts of the site are in English: Specifically, the plan comparison page that allows someone to get a sneak preview of the plan options … Continue reading






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New Guidance on Composite Rating






In the December 2nd proposed rule on payment parameters for 2015, HHS also provided some clarification on composite rating. They begin by pointing out that the February 27, 2013 Market Rules “generally directed that issuers calculate a separate premium for each individual … Continue reading






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Now they’re moving the open enrollment period






Ever since HHS announced that, starting next year, the annual open enrollment period for the individual marketplace would overlap exactly with the AEP for Medicare Advantage and Medicare Part D plans – October 15th through December 7th – agents have been … Continue reading






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It’s Cyber Monday – how’s Healthcare.gov doing?






Today’s the busiest online shopping day of the year, so it seems like a good time to check in on Healthcare.gov, the new online insurance marketplace created by Health and Human Services. Saturday was the deadline the administration had set … Continue reading






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