Monthly Archives: January 2014

With 2 months to go, enrollment tops 3 million






Well, Max Baucus and pretty much everyone else predicted a “train wreck,” but, like the little train that could, Healthcare.gov keeps chanting “I think I can, I think I can.” Private health plan enrollment topped 3 million last week, nearly … Continue reading






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Role of Navigators Still Up in the Air






Few provisions of the health reform law have scared or angered brokers as much as the creation of navigators – unlicensed individuals and organizations that are being given grants to apparently compete with health insurance agents by helping people enroll … Continue reading






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How to calculate the individual mandate penalty






When talking about the shared responsibility penalty individuals will pay if they choose not to purchase health insurance in 2014, a lot of agents are saying “it’s just $95.” That’s not quite right. It’s actually $95 per adult or 1% … Continue reading






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Federal Poverty Levels for 2014






The Department of Health and Human Services has released the Federal Poverty Levels for 2014. Here are the numbers for the 48 contiguous states and the District of Columbia. The FPL is higher in Alaska and Hawaii. The FPL is … Continue reading






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Target drops coverage for part-time workers






Target is in the news again, but this time it’s not because of identity theft. The retail giant announced yesterday that it will stop offering health insurance coverage to its 361,000 part-time employees. Citing the availability of coverage through the … Continue reading






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Obamacare Variety Show??






In what has to be the weirdest news story of the day (it’s not even close), Healthwatch, the Hill’s Healthcare Blog, is reporting that “Covered California, Enroll America and other exchanges will livestream an ObamaCare-themed variety show from Los Angeles … Continue reading






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Where’s my ID card?






In our December 31st blog post, we made a few predictions for 2014, starting with the warning that individuals with a January 1st effective date were likely to see some snags: “A lot of plans go into effect Jan. 1, … Continue reading






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Companies shift costs to workers, blame Obamacare






A new survey conducted by consulting firm Deloitte finds that “Nearly 60% of U.S. CFOs say their companies have raised or will be raising employees’ financial responsibility for health care costs, and about half say the ACA is the reason.” … Continue reading






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Is college financial aid included in modified adjusted gross income?






Health insurance agents sell health insurance. We don’t actually perform the medical services covered by the policies we sell. For medical care, our clients go to doctors and other health care professionals who spent years studying their craft. And when … Continue reading






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Broker Resolutions for 2014






As promised in our last post of 2013, here are the top 3 resolutions that brokers should consider adopting for the new year, plus a few extras to make you even more successful. Resolution #1: Learn the Law Seriously, no … Continue reading






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