Monthly Archives: April 2014

Health Reform Update: Products, Providers, Premiums, and Politics






We thought we’d end the month with a quick update on some of the trends we’re seeing as a result of the health reform legislation. Unfortunately, there really aren’t any trends. Instead, we’re continuing to see conflicting news stories in … Continue reading






Posted in Benefits, Health Reform | Comments Off on Health Reform Update: Products, Providers, Premiums, and Politics

Oregon Abandons State-Run Exchange






In what appears to be good news for agents with private exchange websites, the state of Oregon has decided to ditch its state-run insurance exchange and go with Healthcare.gov, the federally-facilitated marketplace operated by the Department of Health and Human … Continue reading






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Open Enrollment for PCIPeeps






After extending the pre-existing condition insurance plan (PCIP) one month at a time for the past four months, the administration is finally closing the doors on the federal risk pool, which was originally scheduled to close December 31st, 2013, at … Continue reading






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HSA Limits for 2015






The IRS has announced the new Health Savings Account limits for 2015. The minimum deductible will be $1,300 for single coverage and $2,600 for family coverage and the maximum out-of-pocket will be $6,450 for single coverage and $12,900 for family … Continue reading






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Conflicting Reports on Health Care Costs, Insurance Premiums






If you believe the media, costs are going up because of Obamacare. And if you believe the media, costs are going down because of Obamacare. Confused? We are too. We all know that health insurance is expensive because health care … Continue reading






Posted in Health Reform | Comments Off on Conflicting Reports on Health Care Costs, Insurance Premiums

ACA seems to be working






If your cell phone or some other electronic gadget is on its last leg, instead of taking it somewhere to get it repaired or being very careful with it to squeeze as much life out of it as you can, … Continue reading






Posted in Health Reform | Comments Off on ACA seems to be working

A Win-Win Opportunity for Group and Individual Agents






Sometimes things just make sense. And this is one of those times… A lot of agents have seen the opportunity created by the health reform legislation – namely, the millions of individuals who will become eligible for a subsidy when … Continue reading






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Sebelius Resigns!






The big news of the day in the insurance world is the unexpected resignation of Secretary of Health and Human Services Kathleen Sebelius. Sebelius, the former insurance commissioner and former governor of Kansas, has headed up the Department for the … Continue reading






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Dumb ACA Rules: Another One Bites the Dust






Since the Affordable Care Act was signed into law, we’ve seen a number of provisions eliminated – rules and new programs that we knew all along simply wouldn’t work. Among these include the CLASS Act (the government-run long-term care insurance … Continue reading






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New Rule Saves Companies $100k






It’s a little weird that this isn’t being talked about more in the insurance community, but the final rules on the employer shared responsibility requirement, a.k.a. the employer mandate, which were published in the Federal Register on February 12th, include … Continue reading






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