Monthly Archives: May 2014

IRS Kills Defined Contribution






The IRS has issued a two-question Q&A that seems to kill any hope agents had that pre-tax employer contributions or reimbursements for individual health coverage – whether for exchange-based or non-exchange-based plans – would somehow be allowed under the Affordable … Continue reading






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Health Insurance: A Matter of Life and Death






Ok, that sounds pretty dramatic. Insurance is boring, right? Sure, we’ve gotten some attention recently because of the health reform legislation, but under normal circumstances insurance agents have to beg people to talk to them. That’s because insurance isn’t fun. … Continue reading






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Employers believe premiums are increasing and private exchanges can save the day






Perception is reality. That’s why a recent article in The Hill is good news for agents who have a private exchange solution for their clients. In a survey of 266 health insurance decision makers, from CEOs and CFOs to HR … Continue reading






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New Rule Creates Opportunity for COBRA Administrators






We’ve said it again and again – this law is what you make of it. If you believe it’s going to cause you to lose business, it probably will. But if you instead see it as an opportunity to grow … Continue reading






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Employer Paperwork Could Discourage Group Coverage






The employer mandate was supposed to encourage large employers to offer or to continue to offer health coverage to their employees, and the threat of penalties for failure to comply with this requirement will certainly be incentive enough for some … Continue reading






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Dental Insurance: A Big Opportunity During the ACA Down-Time






Now that the initial annual open enrollment period has come to a close, many agents are twiddling their thumbs and wondering what to do with their time until the Marketplace opens up again in mid-November. Here’s an idea: sell other … Continue reading






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More Interesting Enrollment Data






Following last week’s release by HHS of the enrollment numbers for the initial annual open enrollment period, carriers are beginning to chime in with their own enrollment statistics. One major carrier, Blue Cross Blue Shield of Texas, which is owned … Continue reading






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HHS provides ACA enrollment data






We’ve been asking for it for a while, and yesterday HHS released a 45-page issue brief on the health insurance marketplace enrollment for the initial annual enrollment period. This very detailed report provides lots of data on eligible and enrolled … Continue reading






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