Monthly Archives: June 2014

Calculating the Premium Cap % for a Given Income Level






We received an interesting question from one of our partners yesterday, so we thought we’d share the answer with you. His question was: How can I determine the maximum premium as a percent of income an individual or family would … Continue reading






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Amazon pays employees to quit






A couple months ago, multiple news outlets ran a story about Amazon’s offer to pay employees up to $5,000 to quit their jobs. “I need a job like that” was probably your initial thought when you read the story, but … Continue reading






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Monthly Premium Amounts for Silver-Level Plans






In yesterday’s blog post, we showed a graphic from the new HHS report on Premium Affordability, Competition, and Choice in the Health Insurance Marketplace. Here’s another: This table shows the maximum amount an individual at various income levels would pay … Continue reading






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New Healthcare.gov Premium and Tax Credit Info






The real problem with the Affordable Care Act – at least the problem with the perception of the Affordable Care Act among average Americans – is not that they won’t benefit from the law but rather that they don’t understand … Continue reading






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Health Insurance is Moving Online






Anyone who thinks that insurance agents don’t need a technology solution that will allow them to sell health insurance policies over the internet is, in a word, wrong. We could throw in some adjectives – completely wrong, dead wrong, etc. … Continue reading






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18 States Delay Employee Choice






The Small Employer Health Options Program, otherwise known as the SHOP Exchange, theoretically went live at the same time as the individual marketplace, but we all know that’s not really true. A few months before the scheduled October 1, 2013 … Continue reading






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New bill would let dependents access subsidies






For insurance agents, one of the most frustrating rules in the Affordable Care Act is the one that says that if employer-sponsored coverage is affordable for the employee, meaning that the employee’s share of the premium for single coverage would … Continue reading






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Cantor upset in Virginia primary






In a true shocker, House Majority Leader Eric Cantor, the number-two-ranking Republican in the House of Representatives who many believed would be the next Speaker of the House, was defeated in the Republican primary yesterday by relatively unknown Tea-Party candidate … Continue reading






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New HHS Secretary Burwell Confirmed by Senate






In a rare moment of bipartisanship, the Senate voted to confirm the next HHS Secretary, Sylvia Mathews Burwell, by a vote of 78-17. 24 republicans, who join democrats in praising Ms. Burwell, voted to approve her for the high-profile position. … Continue reading






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Do you qualify for a special enrollment period?






During the downtime (between now and the start of the Open Enrollment Period November 15th), agents are looking for opportunities to sign qualified individuals up for coverage in the individual market. We all know that if a group cancels its … Continue reading






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