Monthly Archives: July 2014

Member-Level Rating: Not Dead Yet






The government’s ability to make bad decisions is truly impressive. Back in December, we reported that the administration had clarified that composite rating was indeed permissible in the small group market. This was big news because, several months earlier, HHS … Continue reading






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Premium Tax Credits – Nothing’s Final Yet






Obviously, everyone’s concerned – and righfully so – about Tuesday’s 2-1 ruling by the D.C. Court of Appeals that the IRS overstepped in saying that premium tax credits may be provided through the federally-facilitated exchange site (Healthcare.gov). But don’t panic … Continue reading






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Why small employers WILL drop their group health coverage






Remember the old Saturday morning cartoons where the Coyote, in yet another failed attempt to catch the elusive Roadrunner, would order some TNT from Acme, hide it in a big pile of bird seed, and wait patiently for his target … Continue reading






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Good News About Premiums This Fall






As insurers are busy preparing their rate filings for next year, there are a lot of people trying to predict how much premiums will go up. But what most of these reports fail to mention is that, for many families … Continue reading






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Lawsuits could draw attention to subsidies






They say there’s no such thing as bad publicity. If that’s true, then Halbig v. Burwell, which should be decided soon, could draw some attention to the premium tax credits and cost-sharing subsidies currently being offered in the individual market. … Continue reading






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Health Reform: Now the glass is half full






Boy people are weird. After no small amount of complaining about the health reform law, now it seems that the majority of people who signed up for coverage during the open enrollment period are happy with their coverage – including … Continue reading






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The Dog Days of Summer






It sure is quiet. No recent final rules. No major ACA delays. Nobody screaming about cancelled policies. No gigantic website malfunctions. Some would even call it peaceful. About the biggest thing going right now is still the Hobby Lobby case. … Continue reading






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Supreme Court sides with Hobby Lobby






In what some are calling a “startling” ruling, the Supreme Court yesterday ruled 5-4 in favor of Hobby Lobby’s objection to the contraception mandate under the Affordable Care Act. The ruling, which recognizes the religious rights of “closely held” corporations, … Continue reading






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