Author Archives: Eric Johnson

Who wins with today’s individual plans?






For brokers who have an HPA private exchange website, their success depends not on their ability to close a sale but rather on their ability to generate leads. That’s because their private exchange includes a toll-free number and a world-class … Continue reading






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More and more employees want to work part-time






We’ve all heard the reports of companies shifting employees to part-time status in an attempt to get around the Affordable Care Act’s “employer mandate,” which requires employers with 50 or more employees to offer coverage to anyone working 30 hours … Continue reading






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Mid-year IRS report proves subsidies exceed penalties






You may not have heard of the Taxpayer Advocate Service, but it serves as “your voice at the IRS.” TAS is an independent organization within the IRS whose job is to protect your rights as a taxpayer and help you with … Continue reading






Posted in Taxes | Comments Off on Mid-year IRS report proves subsidies exceed penalties

SSM creates SEP






June was a huge month for the Supreme Court. Not only did we receive the long-awaited decision on the premium tax credits, confirming that they are indeed available in every state, but the Court also issued a historic ruling permitting same-sex marriage nationwide. … Continue reading






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No Need to Market in South Florida – Everyone’s Already Enrolled






Every once in a while you see a stat that you just can’t help but question. Like this one: Source: Google Well, today we have a similar statistic from the benefits world: nearly 100% of eligible consumers in South Florida … Continue reading






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Baby or not, Obamacare has you covered






As most people know by now, the Affordable Care Act created a number of changes in the individual health insurance market. Not only are all plans now guaranteed issue with no pre-existing condition exclusions, limitations, or surcharges, individual health policies … Continue reading






Posted in Benefits, Health Reform | Comments Off on Baby or not, Obamacare has you covered

Need marketing content? Here are some ideas.






The hardest thing about selling insurance isn’t selling insurance. It is the most time-consuming thing, which is why Health Partners America offers a private exchange paired with a world-class call center that can take care of the tedious one-on-one sales. … Continue reading






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Calculating the Premium Cap






Last June, we published a post in which we explained how to calculate the premium cap for the benchmark plan (the second-lowest-priced plan in the silver level of the individual marketplace) for people with different household incomes. The ACA gives us … Continue reading






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Hillary’s presidential bid will keep health reform front-and-center






We just finished the ACA’s second open enrollment period. The individual mandate is in its second year, and uninsured individuals just paid their first individual mandate penalties. The employer mandate is now in effect. Most of the big stuff is … Continue reading






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Private Exchanges Set to Explode






The Institute for Healthcare Consumerism held its first Private Exchange Forum March 31st and April 1st in Dallas, Texas, and the event was a huge success. IHC’s president Doug Field says they were hoping for 300 to 350 attendees at … Continue reading






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