Tag Archives: health reform

As the enrollment season opens, brokers take on bigger role






The Affordable Care Act’s second annual open enrollment period started today, but the big news this past week was the administration’s relatively low expectations. After a better-than-expected initial enrollment period last year, the Obama administration lowered its estimates for this … Continue reading






Posted in Health Reform, Open Enrollment | Tagged , , , , , , , , , | Comments Off on As the enrollment season opens, brokers take on bigger role

Monthly Premium Amounts for Silver-Level Plans






In yesterday’s blog post, we showed a graphic from the new HHS report on Premium Affordability, Competition, and Choice in the Health Insurance Marketplace. Here’s another: This table shows the maximum amount an individual at various income levels would pay … Continue reading






Posted in Health Reform | Tagged , , , , , , | Comments Off on Monthly Premium Amounts for Silver-Level Plans

Health Insurance is Moving Online






Anyone who thinks that insurance agents don’t need a technology solution that will allow them to sell health insurance policies over the internet is, in a word, wrong. We could throw in some adjectives – completely wrong, dead wrong, etc. … Continue reading






Posted in Health Reform, Private Exchanges | Tagged , , , , , | Comments Off on Health Insurance is Moving Online

Cantor upset in Virginia primary






In a true shocker, House Majority Leader Eric Cantor, the number-two-ranking Republican in the House of Representatives who many believed would be the next Speaker of the House, was defeated in the Republican primary yesterday by relatively unknown Tea-Party candidate … Continue reading






Posted in Health Reform | Tagged , , , , , , , , | Comments Off on Cantor upset in Virginia primary

New HHS Secretary Burwell Confirmed by Senate






In a rare moment of bipartisanship, the Senate voted to confirm the next HHS Secretary, Sylvia Mathews Burwell, by a vote of 78-17. 24 republicans, who join democrats in praising Ms. Burwell, voted to approve her for the high-profile position. … Continue reading






Posted in Health Reform | Tagged , , , , , | Comments Off on New HHS Secretary Burwell Confirmed by Senate

IRS Kills Defined Contribution






The IRS has issued a two-question Q&A that seems to kill any hope agents had that pre-tax employer contributions or reimbursements for individual health coverage – whether for exchange-based or non-exchange-based plans – would somehow be allowed under the Affordable … Continue reading






Posted in Benefits, Health Reform | Tagged , , , , , , , | Comments Off on IRS Kills Defined Contribution

Employer Paperwork Could Discourage Group Coverage






The employer mandate was supposed to encourage large employers to offer or to continue to offer health coverage to their employees, and the threat of penalties for failure to comply with this requirement will certainly be incentive enough for some … Continue reading






Posted in Health Reform | Tagged , , , , | Comments Off on Employer Paperwork Could Discourage Group Coverage

Healthcare.gov: New Look, New Deadline






The Healthcare.gov individual marketplace website has gotten a subtle but important facelift. The smiling young lady who was previously featured on the site has been replaced by four circle icons representing the different ways someone can shop for and enroll in subsidized … Continue reading






Posted in Private Exchanges | Tagged , , , , | Comments Off on Healthcare.gov: New Look, New Deadline

Marketplace glitches give procrastinators a second chance






We’re all guilty of it from time – PROCRASTINATING. Usually this bad habit comes back to bite us, but the almost complete failure of the government’s marketplace rollout has given brokers who haven’t yet developed an individual solution for their … Continue reading






Posted in Health Reform, Private Exchanges | Tagged , , , | Comments Off on Marketplace glitches give procrastinators a second chance

DOL Guidance on Defined Contribution






For years, employers have had the option of funding their employees’ health insurance premiums – including individual health insurance premiums – through an HRA, an IRC Section 125 cafeteria plan, or some other sort of tax-free employer payment plan. These … Continue reading






Posted in Benefits, Health Reform | Tagged , , , | Comments Off on DOL Guidance on Defined Contribution