Tag Archives: individual marketplace

As the enrollment season opens, brokers take on bigger role






The Affordable Care Act’s second annual open enrollment period started today, but the big news this past week was the administration’s relatively low expectations. After a better-than-expected initial enrollment period last year, the Obama administration lowered its estimates for this … Continue reading






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Medicare AEP Starts Today






Today marks the beginning of the Medicare Annual Election Period, which runs every year from October 15th through December 7th. It’s funny how it doesn’t get the same fanfare as the upcoming Open Enrollment Period in the individual market. The … Continue reading






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More Competition in the Individual Marketplace






A brand-new issue brief from the Department of Health and Human Services highlights the increased competition we’ll witness in the individual marketplace this year in most states, whether they have set up their own state exchange or are using the … Continue reading






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New Healthcare.gov Premium and Tax Credit Info






The real problem with the Affordable Care Act – at least the problem with the perception of the Affordable Care Act among average Americans – is not that they won’t benefit from the law but rather that they don’t understand … Continue reading






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Do you qualify for a special enrollment period?






During the downtime (between now and the start of the Open Enrollment Period November 15th), agents are looking for opportunities to sign qualified individuals up for coverage in the individual market. We all know that if a group cancels its … Continue reading






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More states switching to Healthcare.gov






One of the most famous lines from the 1987 movie Planes, Trains, and Automobiles is “You’re going the wrong way!” That’s also what HHS officials probably feel like screaming at some of the states because, instead of developing their own … Continue reading






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IRS Kills Defined Contribution






The IRS has issued a two-question Q&A that seems to kill any hope agents had that pre-tax employer contributions or reimbursements for individual health coverage – whether for exchange-based or non-exchange-based plans – would somehow be allowed under the Affordable … Continue reading






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Healthcare.gov getting better






After a disastrous start to the new individual marketplace, CMS is now reporting that the Healthcare.gov website is working better. During a Senate hearing Tuesday, Marilyn Tavenner, head of the Centers for Medicare and Medicaid Services (CMS), reported that the … Continue reading






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Marketplace glitches give procrastinators a second chance






We’re all guilty of it from time – PROCRASTINATING. Usually this bad habit comes back to bite us, but the almost complete failure of the government’s marketplace rollout has given brokers who haven’t yet developed an individual solution for their … Continue reading






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Obamacare survives debt deal






If you’ve been holding your breath and hoping that the government shutdown and debt ceiling negotiations would lead to the defunding or postponement of the Affordable Care Act, now’s the time to stop. In a rare act of bipartisanship, Senate … Continue reading






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