Tag Archives: private exchanges

As the enrollment season opens, brokers take on bigger role






The Affordable Care Act’s second annual open enrollment period started today, but the big news this past week was the administration’s relatively low expectations. After a better-than-expected initial enrollment period last year, the Obama administration lowered its estimates for this … Continue reading






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Medicare AEP Starts Today






Today marks the beginning of the Medicare Annual Election Period, which runs every year from October 15th through December 7th. It’s funny how it doesn’t get the same fanfare as the upcoming Open Enrollment Period in the individual market. The … Continue reading






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Calculating the Premium Cap % for a Given Income Level






We received an interesting question from one of our partners yesterday, so we thought we’d share the answer with you. His question was: How can I determine the maximum premium as a percent of income an individual or family would … Continue reading






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More states switching to Healthcare.gov






One of the most famous lines from the 1987 movie Planes, Trains, and Automobiles is “You’re going the wrong way!” That’s also what HHS officials probably feel like screaming at some of the states because, instead of developing their own … Continue reading






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IRS Kills Defined Contribution






The IRS has issued a two-question Q&A that seems to kill any hope agents had that pre-tax employer contributions or reimbursements for individual health coverage – whether for exchange-based or non-exchange-based plans – would somehow be allowed under the Affordable … Continue reading






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Dental Insurance: A Big Opportunity During the ACA Down-Time






Now that the initial annual open enrollment period has come to a close, many agents are twiddling their thumbs and wondering what to do with their time until the Marketplace opens up again in mid-November. Here’s an idea: sell other … Continue reading






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More Interesting Enrollment Data






Following last week’s release by HHS of the enrollment numbers for the initial annual open enrollment period, carriers are beginning to chime in with their own enrollment statistics. One major carrier, Blue Cross Blue Shield of Texas, which is owned … Continue reading






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Healthcare.gov: New Look, New Deadline






The Healthcare.gov individual marketplace website has gotten a subtle but important facelift. The smiling young lady who was previously featured on the site has been replaced by four circle icons representing the different ways someone can shop for and enroll in subsidized … Continue reading






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DOL Guidance on Defined Contribution






For years, employers have had the option of funding their employees’ health insurance premiums – including individual health insurance premiums – through an HRA, an IRC Section 125 cafeteria plan, or some other sort of tax-free employer payment plan. These … Continue reading






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Open Enrollment begins today! Are you ready?






HPA has been eagerly anticipating the opening of the state and federally run exchanges. Our pathways to tie into these exchanges have been discussed in our Industry Updates and other webinars for the past few months. We will attempt to … Continue reading






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