Category Archives: Open Enrollment

Open Enrollment

One more week ’til open enrollment!

Posted on by HPA

In just six days, the third annual ACA Open Enrollment Period begins, and it should be pretty interesting. Here are a few things you need to know about open enrollment: 1. First, there should be a lot of movement this year. Some carriers are moving into new markets, some carriers are leaving, and a LOT of carriers are making changes to thei... (read more)

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Millions of Uninsured Individuals are Subsidy Eligible

Posted on by HPA

The Kaiser Foundation has conducted a new analysis of the uninsured and found that about half of the 32.3 million Americans without health insurance are eligible for government assistance through premium tax credits, Medicaid, or CHIP. We’ve known for years that a lot of people who are eligible for free coverage under Medicaid have not si... (read more)

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Retention is high on ACA plans

Posted on by HPA

As every agent knows, the great thing about insurance is that you sell it once and get paid on it month after month. Residual commissions are the reason that most agents, at least those that continue to work rather than just sitting on their book of business, make more money every single year. Not only do you get paid on what you sell this yea... (read more)

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Special Enrollment Period for Tax Season

Posted on by HPA

CMS issued a press release Friday announcing yet another special enrollment period. For people who were uninsured in 2014, owe an individual shared responsibility penalty, and are just learning about the penalties for the first time, they will be able to sign up for coverage between March 15th and April 30th. This "Special Enrollment Period... (read more)

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ACA Enrollment Tops 11 million

Posted on by HPA

Now that open enrollment is over, it’s time to see how we did. The answer is PRETTY GOOD! President Obama announced yesterday that 11.4 million people signed up for coverage or renewed their existing plans during the ACA open enrollment period that ended Sunday. That tops the administration’s goal of 9.1 million paying customers and certai... (read more)

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A Few More Days to Enroll

Posted on by HPA

The ACA’s open enrollment period ended Sunday, as we all know, but some people will still have a few more days to sign up for coverage. That’s because there was a technical glitch with Healthcare.gov’s income verification system on Saturday that prevented some people from completing their application. While a number of newspapers are ... (read more)

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Enrollments Surge in Final Days

Posted on by HPA

Who knows what’s causing it – perhaps it’s the threat of penalties; perhaps it’s the promise of subsidies; or perhaps it’s just the looming deadline and a nation full of procrastinators – but whatever it is, people are busily buying health insurance as the end of the open enrollment period approaches. You’re probably witnessin... (read more)

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ACA: It’s Crunch Time

Posted on by HPA

With less than two weeks to go until the end of this season's open enrollment period, and with 4 of the 13 remaining days falling on a weekend, there's not much time left to sign up for health insurance and apply for a government subsidy. And, just like last year, many are expecting a huge surge in enrollments right before the deadline. Mod... (read more)

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The Open Enrollment Period could be changing again

Posted on by HPA

Three years, three different enrollment periods. At least that's the plan - as we all know, plans are always subject to change. The AP is reporting that regulators have proposed that the open enrollment period for 2016 start October 1st and end December 15th. That's an earlier start date, earlier end date, and shorter enrollment period than we... (read more)

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Marketplace Enrollments Exceed Expectations

Posted on by HPA

Thanks to a functioning federal website, increased awareness of the individual mandate and the government subsidies, modest sales goals from the administration, and the hard work of brokers like you, enrollments in the individual market have exceeded expectations for the first month. You may have already seen the numbers. Between the federa... (read more)

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